Hopefully, you won’t have to repair your car beyond routine maintenance very often, if at all. Vehicle collisions can be serious, dangerous, and costly. However, if you do need to repair your vehicle after a collision, there are three common misconceptions that we’d like to discuss before you choose an auto repair shop. From changing your tires to expensive engine repair, you need to be informed.
You Have to Use the Auto Repair Shop Suggested by the Insurance Company
This is the most common repair myth, and insurance companies may help to keep it going. You can choose to go to a recommended repair shop, and you and your insurance company may be able to save a lot of money in the process. However, you are under no obligation to use the repair shop recommended by your insurance company.
You have the legal right to select your own repair shop. It’s not a bad idea to seek advice and conduct some online research. If you want, you can take advice from your insurance company. They may have an agreement with one or more repair shops that determines certain aspects of repairs in order to expedite the process and lower the cost for them, which may or may not be in your best interests.
You Have to Take Your Car to the Dealer to Repair It Like New
These days, the dealership isn’t the only place to get genuine OEM parts for your car. Original parts, also known as OEM (original equipment manufacturer parts), are those manufactured by the same company that built the parts that went into your vehicle when it was new. Aftermarket parts, which may be used or new but made by a different manufacturer, are another option.
Most shops provide both services, so your vehicle may receive the same repairs at the dealership and at a different body shop.
Insurance Will Cover All the Costs for Repair
This is entirely dependent on the terms of your insurance policy. There are many different types of policies available, and it’s always a good idea to talk to your insurance company about your policy before making any repairs.
Collision coverage, for example, should cover damages caused by a collision but not damages that existed before the collision. You’ll need comprehensive coverage in your policy, not just collision coverage, if your vehicle was damaged due to something other than collisions, such as vandalism or bad weather. In some states, the other party’s insurance policy may cover your vehicle damages instead of your own.
There are a lot of common myths that are commonly heard, and it is important to know what’s true and what is false when you are trying to have your car repaired.
Auto Repair Shop in San Diego
You always need a reliable mechanic. Automobile Repair Shop San Diego has been providing high-quality auto repair in San Diego for many years. To learn more about how we can assist you with your auto maintenance, call (619) 330-0862 right now.